/*
Theme Name: Renuka Gramin
Theme URI: https://renukagramin.in
Author: Renuka Gramin Patsanstha
Description: रेणुका ग्रामीण बिगर शेती सहकारी पतसंस्था, नातेपुते — मराठी, हिंदी व इंग्रजी अशी त्रिभाषिक वेबसाईट थीम. "रेणुका सेटिंग्ज" मेनूमधून फोन, व्याजदर, आर्थिक आकडे, संचालक मंडळ व सूचना बदलता येतात.
Version: 1.4.0
Requires at least: 6.0
Requires PHP: 7.4
License: GPL-2.0-or-later
Text Domain: renuka-gramin
*/

:root {
	--green: #0E4D3C;
	--green-d: #08362A;
	--green-2: #145F4B;
	--green-l: #E7F0EC;
	--gold: #D9A72B;
	--gold-d: #B4861A;
	--gold-l: #FBF1D9;
	--gold-ink: #6B4E07;
	--foot: #07291F;
	--foot-b: #051E17;
	--foot-t: #A9C1B7;
	--tint: #F4EFE3;
	--cream: #FBF8F1;
	--on-dark: #D6E6E0;
	--paper: #FFFFFF;
	--ink: #16231F;
	--muted: #5A6A64;
	--line: #E7E1D2;
	--radius: 16px;
	--shadow: 0 1px 2px rgba(14, 40, 32, .06), 0 8px 24px rgba(14, 40, 32, .07);
	--shadow-lg: 0 24px 60px rgba(8, 40, 30, .22);
	--font: "Mukta", "Noto Sans Devanagari", system-ui, -apple-system, "Segoe UI", sans-serif;
	--font-head: "Tiro Devanagari Marathi", "Mukta", Georgia, serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
	margin: 0;
	font-family: var(--font);
	font-size: 17.5px;
	line-height: 1.7;
	color: var(--ink);
	background: var(--cream);
	-webkit-font-smoothing: antialiased;
}
body.lang-en { font-size: 17px; line-height: 1.65; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--green); text-decoration: none; }
a:hover { color: var(--gold-d); }
h1, h2, h3, h4 { line-height: 1.3; margin: 0 0 .5em; color: var(--ink); font-weight: 700; }
h1, h2 { font-family: var(--font-head); font-weight: 400; letter-spacing: -.01em; }
h2 { font-size: clamp(1.6rem, 2.6vw, 2.15rem); }
h3 { font-size: 1.16rem; font-weight: 600; }
p { margin: 0 0 1em; }
.ic { flex: none; vertical-align: middle; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
.skip { position: absolute; left: -999px; top: 8px; background: var(--gold); color: var(--ink); padding: 8px 14px; border-radius: 8px; z-index: 100; }
.skip:focus { left: 12px; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; border-radius: 6px; }

.wrap { width: min(1200px, 100% - 40px); margin-inline: auto; }
.wrap.narrow { width: min(880px, 100% - 40px); }
.center { text-align: center; }
.muted { color: var(--muted); }

/* ---------- Buttons ---------- */
.btn {
	display: inline-flex; align-items: center; justify-content: center; gap: 9px;
	padding: 12px 22px; border-radius: 999px; font-weight: 600; font-size: 1rem;
	border: 2px solid transparent; cursor: pointer; transition: .2s ease; line-height: 1.2;
}
.btn-gold { background: var(--gold); color: var(--green-d); }
.btn-gold:hover { background: var(--gold); filter: brightness(1.07); color: var(--green-d); transform: translateY(-1px); }
.btn-green { background: var(--green); color: #fff; }
.btn-green:hover { background: var(--green-d); color: #fff; }
.btn-ghost { border-color: rgba(255, 255, 255, .55); color: #fff; }
.btn-ghost:hover { background: rgba(255, 255, 255, .1); color: #fff; border-color: #fff; }
.btn-outline { border-color: var(--green); color: var(--green); }
.btn-outline:hover { background: var(--green); color: #fff; }
.btn-sm { padding: 7px 14px; font-size: .9rem; }
.btn-block { width: 100%; }
.link-arrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; color: var(--green); }
.link-arrow .ic { transition: transform .2s; }
.link-arrow:hover .ic { transform: translateX(4px); }

/* ---------- Top bar ---------- */
.topbar { background: var(--green-d); color: var(--on-dark); font-size: .88rem; }
.topbar-in { display: flex; justify-content: space-between; align-items: center; min-height: 42px; gap: 12px; }
.topbar-contact { display: flex; gap: 22px; align-items: center; }
.topbar-contact a, .topbar-contact span { color: var(--on-dark); display: inline-flex; gap: 7px; align-items: center; }
.topbar-contact a:hover { color: #fff; }
.topbar .ic { color: var(--gold); }
.lang-switch { display: flex; align-items: center; gap: 2px; background: rgba(255, 255, 255, .07); padding: 3px; border-radius: 999px; }
.lang-switch > .ic { margin: 0 6px 0 8px; }
.lang-switch a { color: var(--on-dark); padding: 3px 12px; border-radius: 999px; font-weight: 500; }
.lang-switch a:hover { color: #fff; background: rgba(255, 255, 255, .1); }
.lang-switch a.on { background: var(--gold); color: var(--green-d); font-weight: 700; }

/* ---------- Header ---------- */
.site-header { background: rgba(255, 255, 255, .96); backdrop-filter: saturate(150%) blur(8px); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 50; }
.header-in { display: flex; align-items: center; justify-content: space-between; min-height: 82px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 12px; color: var(--ink); min-width: 0; }
.brand:hover { color: var(--ink); }
.brand-mark svg { display: block; }
.brand-logo img { height: 62px; width: auto; }
.f-logo img { height: 64px; width: auto; }
.brand-text { display: flex; flex-direction: column; line-height: 1.2; min-width: 0; }
.brand-text strong { font-family: var(--font-head); font-weight: 400; font-size: 1.42rem; color: var(--green); white-space: nowrap; }
.brand-text small { font-size: .8rem; color: var(--muted); }
.site-nav { display: flex; align-items: center; gap: 14px; }
.site-nav ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 2px; }
.site-nav ul a { display: block; padding: 8px 12px; border-radius: 10px; color: var(--ink); font-weight: 500; font-size: .98rem; white-space: nowrap; }
.site-nav ul a:hover { background: var(--green-l); color: var(--green); }
.site-nav ul a.on { color: var(--green); background: var(--green-l); font-weight: 700; }
.nav-cta { padding: 9px 16px; font-size: .92rem; }
.nav-toggle { display: none; background: var(--green-l); border: 0; color: var(--green); width: 46px; height: 46px; border-radius: 12px; cursor: pointer; align-items: center; justify-content: center; }
.nav-toggle .ic-close { display: none; }
.nav-open .nav-toggle .ic-open { display: none; }
.nav-open .nav-toggle .ic-close { display: inline; }

/* ---------- Hero ---------- */
.hero { position: relative; color: #fff; overflow: hidden; background: var(--green); }
.hero-bg {
	position: absolute; inset: 0;
	background:
		radial-gradient(900px 500px at 85% -10%, color-mix(in srgb, var(--gold) 28%, transparent), transparent 60%),
		radial-gradient(700px 500px at -10% 110%, rgba(255, 255, 255, .08), transparent 60%),
		linear-gradient(135deg, var(--green) 0%, var(--green-d) 100%);
}
.hero-bg::after {
	content: ""; position: absolute; inset: 0; opacity: .07;
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60' viewBox='0 0 60 60'%3E%3Cg fill='none' stroke='%23fff' stroke-width='1'%3E%3Cpath d='M30 0l30 30-30 30L0 30z'/%3E%3Ccircle cx='30' cy='30' r='8'/%3E%3C/g%3E%3C/svg%3E");
}
.hero-in { position: relative; display: grid; grid-template-columns: 1.25fr .9fr; gap: 56px; align-items: center; padding: 84px 0 96px; }
.kicker { display: inline-flex; align-items: center; gap: 8px; background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .18); padding: 5px 14px; border-radius: 999px; font-size: .9rem; color: var(--on-dark); margin-bottom: 22px; }
.kicker .ic { color: var(--gold); }
.hero h1 { color: #fff; font-size: clamp(2.1rem, 4.4vw, 3.4rem); line-height: 1.22; margin-bottom: 18px; }
.hero-sub { font-size: 1.15rem; color: var(--on-dark); max-width: 560px; margin-bottom: 30px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 34px; }
.hero-trust { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 10px 26px; color: var(--on-dark); font-size: .95rem; }
.hero-trust li { display: inline-flex; align-items: center; gap: 8px; }
.hero-trust .ic { color: var(--gold); }

.rate-card { background: #fff; color: var(--ink); border-radius: 22px; padding: 26px; box-shadow: var(--shadow-lg); position: relative; }
.rate-card::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 6px; border-radius: 22px 22px 0 0; background: linear-gradient(90deg, var(--gold), var(--gold-l), var(--gold)); }
.rate-card-head { display: flex; align-items: center; gap: 10px; margin-bottom: 8px; }
.rate-card-head span { display: inline-grid; place-items: center; width: 38px; height: 38px; border-radius: 10px; background: var(--gold-l); color: var(--gold-d); }
.rate-card-head h2 { font-family: var(--font); font-weight: 700; font-size: 1.12rem; margin: 0; }
.rate-row { display: flex; justify-content: space-between; align-items: center; gap: 14px; padding: 14px 0; border-bottom: 1px dashed var(--line); }
.rate-row strong { display: block; font-weight: 600; }
.rate-row small { display: block; color: var(--muted); font-size: .85rem; line-height: 1.4; }
.rate-big { font-size: 2rem; font-weight: 700; color: var(--green); line-height: 1; text-align: right; white-space: nowrap; }
.rate-big small { display: block; font-size: .72rem; font-weight: 500; color: var(--muted); margin-top: 4px; }
.rate-note { display: flex; align-items: center; gap: 8px; background: var(--gold-l); color: var(--gold-ink); border-radius: 10px; padding: 10px 12px; font-size: .92rem; font-weight: 500; margin: 16px 0; }

/* ---------- Stats ---------- */
.stats { background: #fff; border-bottom: 1px solid var(--line); position: relative; }
.stats .wrap { padding: 34px 0 38px; }
.stats-head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 18px; flex-wrap: wrap; }
.stats-head h2 { font-size: 1.35rem; margin: 0; }
.stats-head span { color: var(--muted); font-size: .92rem; }
.stats-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; }
.stat { padding: 16px 18px; border-radius: 14px; background: var(--cream); border: 1px solid var(--line); }
.stat b { display: block; font-size: 1.45rem; color: var(--green); line-height: 1.25; }
.stat span { color: var(--muted); font-size: .95rem; }

/* ---------- Sections ---------- */
.section { padding: 84px 0; }
.section.tint { background: var(--tint); }
.eyebrow { color: var(--gold-d); font-weight: 600; font-size: .92rem; letter-spacing: .02em; margin-bottom: 6px; display: block; }
.sec-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 20px; margin-bottom: 34px; }
.sec-head h2 { margin: 0; }
.h-sub { font-size: 1.4rem; margin: 0 0 20px; }
.h-sub + * { margin-bottom: 44px; }

.split { display: grid; grid-template-columns: .85fr 1.15fr; gap: 64px; align-items: center; }
.split-art {
	aspect-ratio: 1 / .9; border-radius: 24px; position: relative; overflow: hidden;
	background: radial-gradient(circle at 30% 20%, var(--green-2), var(--green-d));
	display: grid; place-items: center;
}
.split-art::before {
	content: ""; position: absolute; inset: 0; opacity: .1;
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='48' height='48'%3E%3Cpath d='M24 4c3 7 10 9 10 17a10 10 0 0 1-20 0c0-8 7-10 10-17z' fill='none' stroke='%23fff'/%3E%3C/svg%3E");
}
.since-badge { position: relative; width: 62%; aspect-ratio: 1; border-radius: 50%; border: 2px solid var(--gold); display: flex; flex-direction: column; align-items: center; justify-content: center; color: #fff; text-align: center; box-shadow: 0 0 0 14px color-mix(in srgb, var(--gold) 12%, transparent); }
.since-badge span { color: var(--gold); font-weight: 600; }
.since-badge b { font-family: var(--font-head); font-weight: 400; font-size: clamp(3.4rem, 7vw, 5rem); line-height: 1; }
.since-badge small { color: var(--on-dark); font-size: 1rem; }

/* ---------- Cards ---------- */
.cards { display: grid; gap: 22px; }
.cards-4 { grid-template-columns: repeat(4, 1fr); }
.cards-3 { grid-template-columns: repeat(3, 1fr); }
.card {
	background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px;
	box-shadow: var(--shadow); transition: transform .2s, box-shadow .2s, border-color .2s; display: flex; flex-direction: column;
}
.card:hover { transform: translateY(-3px); box-shadow: 0 14px 34px rgba(14, 40, 32, .12); border-color: var(--gold); }
.card-top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 16px; }
.card-ic { display: inline-grid; place-items: center; width: 52px; height: 52px; border-radius: 14px; background: var(--green-l); color: var(--green); }
.rate-pill { background: var(--gold-l); color: var(--gold-ink); font-weight: 700; padding: 4px 12px; border-radius: 999px; font-size: 1.02rem; }
.card h3 { margin-bottom: 6px; }
.card p { color: var(--muted); margin: 0; font-size: .98rem; }
.card-meta { margin-top: auto; padding-top: 14px; }
.card-meta span { display: inline-flex; align-items: center; gap: 6px; font-size: .9rem; color: var(--green); font-weight: 500; border-top: 1px solid var(--line); padding-top: 12px; width: 100%; }

/* ---------- Services band ---------- */
.services-band { background: linear-gradient(135deg, var(--green), var(--green-d)); color: #fff; }
.sec-head.light h2 { color: #fff; }
.sec-head.light .eyebrow { color: var(--gold); }
.sec-head.light .link-arrow { color: #fff; }
.srv-grid { display: grid; grid-template-columns: repeat(7, 1fr); gap: 14px; }
.srv { background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .12); border-radius: 16px; padding: 22px 12px; text-align: center; display: flex; flex-direction: column; align-items: center; gap: 12px; transition: background .2s; }
.srv:hover { background: rgba(255, 255, 255, .11); }
.srv span { display: inline-grid; place-items: center; width: 54px; height: 54px; border-radius: 50%; background: color-mix(in srgb, var(--gold) 16%, transparent); color: var(--gold); }
.srv b { font-weight: 600; font-size: .98rem; line-height: 1.35; }

/* ---------- CTA ---------- */
.cta { padding: 0 0 84px; }
.section + .cta, .services-band + .cta { padding-top: 0; }
.tint + .cta { padding-top: 84px; background: linear-gradient(var(--tint) 50%, var(--cream) 50%); }
.cta-in { background: var(--green); color: #fff; border-radius: 26px; padding: 44px 48px; display: flex; justify-content: space-between; align-items: center; gap: 30px; position: relative; overflow: hidden; }
.cta-in::after { content: ""; position: absolute; right: -60px; top: -60px; width: 240px; height: 240px; border-radius: 50%; border: 30px solid color-mix(in srgb, var(--gold) 16%, transparent); }
.cta-in h2 { color: #fff; margin-bottom: 6px; font-size: clamp(1.4rem, 2.3vw, 1.85rem); }
.cta-in p { color: var(--on-dark); margin: 0; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; position: relative; z-index: 1; flex: none; }

/* ---------- Inner page head ---------- */
.page-head { background: linear-gradient(135deg, var(--green), var(--green-d)); color: #fff; padding: 52px 0 56px; position: relative; overflow: hidden; }
.page-head::after { content: ""; position: absolute; right: -80px; bottom: -120px; width: 320px; height: 320px; border-radius: 50%; border: 40px solid color-mix(in srgb, var(--gold) 12%, transparent); }
.page-head h1 { color: #fff; font-size: clamp(2rem, 3.6vw, 2.8rem); margin-bottom: 8px; }
.page-head .lead { color: var(--on-dark); font-size: 1.12rem; max-width: 680px; margin: 0; }
.crumbs { font-size: .9rem; color: var(--on-dark); margin-bottom: 10px; display: flex; gap: 8px; }
.crumbs a { color: var(--gold); }

/* ---------- About ---------- */
.about-grid { display: grid; grid-template-columns: 1.5fr 1fr; gap: 56px; align-items: start; }
.prose p { font-size: 1.08rem; }
.lead-p { font-size: 1.25rem !important; color: var(--green-d); font-weight: 500; }
.founder-card { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 32px; box-shadow: var(--shadow); text-align: center; position: relative; }
.founder-card::before { content: ""; position: absolute; inset: 10px; border: 1px solid var(--gold-l); border-radius: 16px; pointer-events: none; }
.founder-mark { width: 74px; height: 74px; border-radius: 50%; margin: 0 auto 16px; display: grid; place-items: center; background: var(--green); color: var(--gold); }
.founder-card h3 { font-family: var(--font-head); font-weight: 400; font-size: 1.4rem; color: var(--green); }
.founder-card p { color: var(--muted); margin: 0; }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border-radius: var(--radius); box-shadow: var(--shadow); background: #fff; border: 1px solid var(--line); }
.data-table { width: 100%; border-collapse: collapse; min-width: 480px; }
.data-table th, .data-table td { padding: 14px 20px; text-align: left; border-bottom: 1px solid var(--line); }
.data-table th { background: var(--green); color: #fff; font-weight: 600; }
.data-table th.hl { background: var(--gold); color: var(--green-d); }
.data-table td.hl { font-weight: 700; color: var(--green); background: var(--cream); }
.data-table tr:last-child td { border-bottom: 0; }
.data-table tbody tr:hover td { background: var(--cream); }
.growth td:not(:first-child), .growth th:not(:first-child) { text-align: right; font-variant-numeric: tabular-nums; }
.small-note { color: var(--muted); font-size: .9rem; margin-top: 16px; }
.wrap.narrow h2.center { margin-bottom: 26px; }

/* ---------- Board ---------- */
.board-heads { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.board-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.member { display: flex; align-items: center; gap: 16px; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 16px 18px; box-shadow: var(--shadow); }
.member b { display: block; font-weight: 600; line-height: 1.35; }
.member .role { color: var(--gold-d); font-size: .92rem; font-weight: 500; }
.avatar { flex: none; width: 52px; height: 52px; border-radius: 50%; display: grid; place-items: center; background: var(--green-l); color: var(--green); font-size: 1.35rem; font-weight: 700; }
.member-lg { padding: 22px 24px; border-left: 5px solid var(--gold); }
.member-lg .avatar { width: 66px; height: 66px; background: var(--green); color: var(--gold); font-size: 1.7rem; }
.member-lg b { font-size: 1.15rem; }

/* ---------- Loan page ---------- */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; align-items: start; }
.panel { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 30px; box-shadow: var(--shadow); }
.panel h2 { font-family: var(--font); font-weight: 700; font-size: 1.3rem; display: flex; align-items: center; gap: 10px; margin-bottom: 20px; }
.panel h2 .ic { color: var(--gold-d); }
.check-list { list-style: none; margin: 0; padding: 0; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; padding: 9px 0; border-bottom: 1px dashed var(--line); }
.check-list .ic { color: #fff; background: var(--green); border-radius: 50%; padding: 3px; margin-top: 4px; }
.emi label { display: block; margin-bottom: 14px; }
.emi label span { display: block; font-size: .92rem; color: var(--muted); margin-bottom: 4px; font-weight: 500; }
.emi input { width: 100%; padding: 11px 14px; border: 1.5px solid var(--line); border-radius: 10px; font: inherit; font-size: 1.05rem; background: var(--cream); color: var(--ink); }
.emi input:focus { outline: none; border-color: var(--green); background: #fff; }
.emi-out { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 10px; background: var(--green); color: #fff; border-radius: 14px; padding: 16px 18px; margin-top: 6px; }
.emi-out small { display: block; color: var(--on-dark); font-size: .82rem; }
.emi-out b { font-size: 1.5rem; color: var(--gold); line-height: 1.2; }
.emi-out span { font-weight: 600; }

/* ---------- Notices ---------- */
.notice-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.notice-item { display: flex; align-items: center; gap: 16px; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 16px 18px; box-shadow: var(--shadow); }
.notice-ic { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 12px; background: var(--gold-l); color: var(--gold-d); flex: none; }
.notice-body { flex: 1; min-width: 0; }
.notice-body time { display: block; color: var(--muted); font-size: .86rem; }
.notice-body b { font-weight: 600; }
.empty { text-align: center; color: var(--muted); padding: 50px 20px; background: #fff; border: 1px dashed var(--line); border-radius: 20px; }
.empty .ic { color: var(--gold-d); margin-bottom: 10px; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1.25fr; gap: 28px; align-items: stretch; }
.contact-cards { display: grid; gap: 14px; align-content: start; }
.c-card { display: flex; gap: 16px; background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 20px; box-shadow: var(--shadow); }
.c-card h3 { margin-bottom: 2px; }
.c-card p { margin: 0 0 6px; color: var(--muted); }
.c-card p a { font-weight: 600; font-size: 1.05rem; }
.c-main { border-left: 5px solid var(--gold); }
.c-ic { flex: none; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 12px; background: var(--green); color: var(--gold); }
.map-box { border-radius: 20px; overflow: hidden; box-shadow: var(--shadow); border: 1px solid var(--line); min-height: 420px; background: #e9e5da; }
.map-box iframe { width: 100%; height: 100%; min-height: 420px; border: 0; display: block; }

/* ---------- Footer ---------- */
.site-footer { background: var(--foot); color: var(--foot-t); padding-top: 64px; font-size: .96rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.3fr; gap: 40px; padding-bottom: 36px; }
.f-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.f-brand strong { font-family: var(--font-head); font-weight: 400; color: #fff; font-size: 1.3rem; }
.f-badge { display: inline-flex; gap: 8px; align-items: center; color: var(--gold); border: 1px solid color-mix(in srgb, var(--gold) 40%, transparent); padding: 4px 12px; border-radius: 999px; font-size: .9rem; }
.site-footer h4 { color: #fff; font-size: 1.05rem; margin-bottom: 16px; font-weight: 600; }
.f-links, .f-contact { list-style: none; margin: 0; padding: 0; }
.f-links li { margin-bottom: 8px; }
.f-links a, .f-contact a { color: var(--foot-t); }
.f-links a:hover, .f-contact a:hover { color: var(--gold); }
.f-contact li { display: flex; gap: 10px; margin-bottom: 12px; }
.f-contact .ic { color: var(--gold); margin-top: 4px; }
.f-disclaimer { border-top: 1px solid rgba(255, 255, 255, .08); padding: 18px 0; font-size: .86rem; color: var(--foot-t); }
.f-bottom { background: var(--foot-b); padding: 16px 0; font-size: .86rem; }
.f-bottom-in { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.to-top { color: var(--gold); }
.wa-float { position: fixed; right: 18px; bottom: 18px; width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center; background: #25D366; color: #fff; box-shadow: 0 8px 24px rgba(0, 0, 0, .25); z-index: 60; }
.wa-float:hover { color: #fff; transform: scale(1.05); }

/* ---------- Logo mark ---------- */
.lm .p { fill: var(--green); }
.lm .g { fill: var(--gold); }
.lm .gs { stroke: var(--gold); }
.lm .ls { stroke: var(--gold-l); }
.lm-inv .p { fill: var(--gold); }
.lm-inv .g { fill: var(--green); }
.lm-inv .gs, .lm-inv .ls { stroke: var(--green); }

/* ---------- Illustrations ---------- */
.art { display: block; width: 100%; height: auto; }
.art .ar-p { fill: var(--green); stroke: var(--green); }
.art .ar-pd { fill: var(--green-d); stroke: var(--green-d); }
.art .ar-p2 { fill: var(--green-2); stroke: var(--green-2); }
.art .ar-l { fill: var(--green-l); stroke: var(--green-l); }
.art .ar-g { fill: var(--gold); stroke: var(--gold); }
.art .ar-gd { fill: var(--gold-d); stroke: var(--gold-d); }
.art .ar-gl { fill: var(--gold-l); stroke: var(--gold-l); }
.art .ar-w { fill: #fff; stroke: #fff; }
.art .ar-k, .art .ar-ks { stroke: var(--green-d); }
.art [class*="ar-"]:not([stroke-width]) { stroke-width: 0; }
/* गडद पार्श्वभूमीवर: फिकट छटा */
.art.on-dark .ar-l { fill: rgba(255, 255, 255, .1); stroke: rgba(255, 255, 255, .1); }
.art.on-dark .ar-pd { fill: rgba(0, 0, 0, .28); stroke: rgba(0, 0, 0, .28); }
.art.on-dark .ar-p { fill: rgba(255, 255, 255, .2); stroke: rgba(255, 255, 255, .2); }
.art.on-dark .ar-p2 { fill: rgba(255, 255, 255, .32); stroke: rgba(255, 255, 255, .32); }
.art.on-dark .ar-w { fill: rgba(255, 255, 255, .92); stroke: rgba(255, 255, 255, .92); }
.art.on-dark .ar-k, .art.on-dark .ar-ks { stroke: rgba(0, 0, 0, .3); }

.page-head-in { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 30px; position: relative; z-index: 1; }
.page-head-art { width: 260px; margin: -14px 0 -24px; }
.split-art.has-photo img, .split-art .art-fill { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.split-art .art-fill { background: var(--green-l); }
.split-art .since-badge { position: absolute; right: 22px; bottom: 22px; width: 132px; background: var(--green); box-shadow: 0 0 0 8px color-mix(in srgb, var(--gold) 20%, transparent), var(--shadow-lg); }
.split-art .since-badge b { font-size: 2.6rem; }
.split-art .since-badge span, .split-art .since-badge small { font-size: .8rem; }
.split-art::before { z-index: 1; pointer-events: none; }
.split-art.has-photo::before, .split-art:not(.has-photo)::before { display: none; }

.with-art .art-card { background: var(--green-l); border-radius: var(--radius); display: grid; place-items: center; padding: 14px; border: 1px solid var(--line); }
.online-band { background: #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.online-in { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
.online-art { background: var(--green-l); border-radius: 24px; padding: 26px; }
.online-links { display: grid; grid-template-columns: 1fr; gap: 12px; margin-top: 24px; }
.online-links a { display: flex; align-items: center; gap: 12px; padding: 14px 16px; border-radius: 14px; border: 1px solid var(--line); background: var(--cream); color: var(--ink); font-weight: 600; transition: .2s; }
.online-links a > span { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 10px; background: var(--green); color: var(--gold); flex: none; }
.online-links a > .ic:last-child { margin-left: auto; color: var(--gold-d); transition: transform .2s; }
.online-links a:hover { border-color: var(--green); background: #fff; color: var(--green); }
.online-links a:hover > .ic:last-child { transform: translateX(4px); }

.cta-in { display: grid; grid-template-columns: 170px 1fr auto; }
.cta-art { width: 170px; margin: -20px 0 -44px -10px; position: relative; z-index: 1; align-self: end; }
.cta-text { position: relative; z-index: 1; }

.nav-cta.btn-outline { border-color: var(--green); }
.nav-cta.on { box-shadow: 0 0 0 3px var(--gold-l); }

/* ---------- Apply ---------- */
.admin-note { background: #FFF7E6; border: 1px solid #F5C26B; border-left: 5px solid #F59E0B; padding: 12px 16px; border-radius: 12px; margin-bottom: 22px; color: #6B4500; }
.apply-tabs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-bottom: 26px; }
.apply-tab { display: flex; gap: 12px; align-items: flex-start; text-align: left; font: inherit; color: var(--ink); background: #fff; border: 1.5px solid var(--line); border-radius: 16px; padding: 16px; cursor: pointer; transition: .2s; box-shadow: var(--shadow); }
.apply-tab b { display: block; font-size: 1.02rem; line-height: 1.35; }
.apply-tab small { display: block; color: var(--muted); font-size: .86rem; line-height: 1.4; margin-top: 2px; }
.apply-tab-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--green-l); color: var(--green); flex: none; }
.apply-tab:hover { border-color: var(--green-2); }
.apply-tab.on { border-color: var(--green); background: var(--green); color: #fff; }
.apply-tab.on small { color: var(--on-dark); }
.apply-tab.on .apply-tab-ic { background: var(--gold); color: var(--green-d); }
.apply-panel { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 34px; box-shadow: var(--shadow); max-width: 900px; margin: 0 auto; }
.steps { list-style: none; display: flex; gap: 8px; padding: 0; margin: 0 0 26px; counter-reset: s; }
.steps li { flex: 1; display: flex; align-items: center; gap: 10px; color: var(--muted); font-weight: 500; font-size: .95rem; padding-bottom: 10px; border-bottom: 3px solid var(--line); }
.steps li span { display: grid; place-items: center; width: 28px; height: 28px; border-radius: 50%; background: var(--line); color: var(--muted); font-weight: 700; font-size: .9rem; flex: none; }
.steps li.on { color: var(--green); border-color: var(--green); }
.steps li.on span { background: var(--green); color: #fff; }
.steps li.done { color: var(--green); border-color: var(--gold); }
.steps li.done span { background: var(--gold); color: var(--green-d); }
.apply-form h2, .done-box h2 { font-size: 1.6rem; }
.form-note { display: flex; gap: 10px; background: var(--green-l); color: var(--green-d); padding: 12px 14px; border-radius: 12px; font-size: .95rem; }
.form-note .ic { color: var(--green); margin-top: 3px; }
.fields { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 18px; margin: 20px 0 6px; }
.fld-wide { grid-column: 1 / -1; }
.fld label, .fld legend { display: block; font-weight: 600; font-size: .95rem; margin-bottom: 5px; padding: 0; }
.fld fieldset { border: 0; margin: 0; padding: 0; }
.req { color: #C0392B; }
.fld input, .fld select, .fld textarea, .otp-input {
	width: 100%; padding: 11px 14px; font: inherit; font-size: 1.02rem; color: var(--ink);
	border: 1.5px solid var(--line); border-radius: 10px; background: var(--cream); transition: border-color .15s, background .15s;
}
.fld input:focus, .fld select:focus, .fld textarea:focus, .otp-input:focus { outline: none; border-color: var(--green); background: #fff; box-shadow: 0 0 0 3px var(--green-l); }
.radios { display: flex; flex-wrap: wrap; gap: 10px; }
.radio { display: inline-flex !important; align-items: center; gap: 8px; padding: 9px 14px; border: 1.5px solid var(--line); border-radius: 10px; background: var(--cream); cursor: pointer; font-weight: 500 !important; margin: 0 !important; }
.radio input { width: auto; accent-color: var(--green); }
.radio:has(input:checked) { border-color: var(--green); background: var(--green-l); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.consent { display: flex; gap: 10px; align-items: flex-start; margin: 14px 0 18px; font-size: .95rem; cursor: pointer; }
.consent input { width: 20px; height: 20px; margin-top: 4px; accent-color: var(--green); flex: none; }
.consent a { font-weight: 600; text-decoration: underline; }
.form-msg { min-height: 0; }
.form-msg.bad, .form-msg.ok { padding: 10px 14px; border-radius: 10px; margin-bottom: 14px; font-weight: 500; }
.form-msg.bad { background: #FDECEA; color: #A12A1E; border: 1px solid #F5C2BC; }
.form-msg.ok { background: var(--green-l); color: var(--green-d); }
.btn-lg { padding: 14px 26px; font-size: 1.05rem; }
.btn[disabled] { opacity: .65; cursor: wait; }
.link-btn { background: none; border: 0; color: var(--green); font: inherit; font-weight: 600; text-decoration: underline; cursor: pointer; padding: 8px; }
.otp-box, .done-box { text-align: center; max-width: 480px; margin: 0 auto; }
.otp-ic, .done-ic { width: 72px; height: 72px; border-radius: 50%; display: grid; place-items: center; margin: 0 auto 16px; background: var(--gold-l); color: var(--gold-d); }
.done-ic { background: var(--green); color: var(--gold); }
.otp-label { display: block; font-weight: 600; margin: 14px 0 6px; }
.otp-input { text-align: center; font-size: 1.8rem !important; letter-spacing: .5em; max-width: 280px; font-weight: 700; padding-left: .5em; }
.otp-actions { display: flex; flex-direction: column; align-items: center; gap: 10px; margin-top: 16px; }
.done-no { display: inline-block; font-size: 1.6rem; font-weight: 700; color: var(--green); background: var(--gold-l); border: 2px dashed var(--gold); padding: 8px 22px; border-radius: 14px; margin: 6px 0 22px; letter-spacing: .04em; }

/* ---------- Board photos ---------- */
.avatar.has-photo { padding: 0; overflow: hidden; background: var(--green-l); }
.avatar.has-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 20%; display: block; }
.board-heads .member-lg { padding: 24px 26px; gap: 22px; }
.member-lg .avatar { width: 116px; height: 116px; font-size: 2.4rem; box-shadow: 0 0 0 4px #fff, 0 0 0 6px var(--gold); }
.member-lg b { font-size: 1.22rem; }
.board-grid { grid-template-columns: repeat(4, 1fr); gap: 18px; }
.member-card { flex-direction: column; text-align: center; padding: 24px 16px 20px; gap: 12px; transition: transform .2s, box-shadow .2s; }
.member-card:hover { transform: translateY(-3px); box-shadow: 0 14px 30px rgba(14, 40, 32, .12); }
.member-card .avatar { width: 108px; height: 108px; font-size: 2.1rem; box-shadow: 0 0 0 3px #fff, 0 0 0 5px var(--green-l); }
.member-card b { font-size: 1.02rem; }
.member-card .role { display: inline-block; margin-top: 4px; background: var(--gold-l); color: var(--gold-ink); padding: 1px 10px; border-radius: 999px; font-size: .84rem; }

/* ---------- Loan documents ---------- */
.card-click { display: flex; cursor: pointer; }
.card-click > .card { flex: 1; }
.docs-btn {
	margin-top: 14px; display: flex; align-items: center; gap: 8px; width: 100%;
	background: var(--gold-l); color: var(--gold-ink); border: 1px solid color-mix(in srgb, var(--gold) 35%, transparent);
	border-radius: 10px; padding: 9px 12px; font: inherit; font-weight: 600; font-size: .94rem; cursor: pointer; transition: .2s;
}
.docs-btn .ic:last-child { margin-left: auto; transition: transform .2s; }
.card-click:hover .docs-btn { background: var(--gold); color: #fff; }
.card-click:hover .docs-btn .ic:last-child { transform: translateX(3px); }
.docs-dlg { border: 0; padding: 0; border-radius: 20px; width: min(560px, calc(100% - 28px)); max-height: calc(100vh - 40px); box-shadow: var(--shadow-lg); color: var(--ink); background: #fff; }
.docs-dlg::backdrop { background: rgba(10, 30, 26, .55); backdrop-filter: blur(2px); }
.docs-dlg[open] { display: flex; flex-direction: column; animation: dlgIn .18s ease-out; }
@keyframes dlgIn { from { opacity: 0; transform: translateY(10px) scale(.98); } }
.docs-dlg-head { display: flex; align-items: center; gap: 14px; padding: 20px 22px; background: var(--green); color: #fff; }
.docs-dlg-head .card-ic { background: var(--gold); color: var(--green-d); flex: none; }
.docs-dlg-head small { color: var(--on-dark); font-size: .85rem; }
.docs-dlg-head h2 { color: #fff; font-family: var(--font); font-weight: 700; font-size: 1.3rem; margin: 0; }
.docs-x { margin-left: auto; background: rgba(255, 255, 255, .12); border: 0; color: #fff; width: 40px; height: 40px; border-radius: 10px; cursor: pointer; display: grid; place-items: center; flex: none; }
.docs-x:hover { background: rgba(255, 255, 255, .22); }
.docs-dlg-body { padding: 20px 24px 6px; overflow-y: auto; }
.docs-list { margin: 0 0 6px; padding: 0; list-style: none; counter-reset: d; }
.docs-list li { counter-increment: d; position: relative; padding: 10px 0 10px 42px; border-bottom: 1px dashed var(--line); line-height: 1.5; }
.docs-list li::before { content: counter(d); position: absolute; left: 0; top: 9px; width: 28px; height: 28px; border-radius: 50%; background: var(--green-l); color: var(--green); font-weight: 700; font-size: .9rem; display: grid; place-items: center; }
.lang-mr .docs-list li::before { content: counter(d, devanagari); }
.docs-dlg-foot { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; padding: 14px 24px 20px; border-top: 1px solid var(--line); }
.docs-dlg-foot .btn-green { margin-left: auto; }
body.dlg-open { overflow: hidden; }
.two-col.one-col { grid-template-columns: minmax(0, 560px); justify-content: center; }

/* ---------- Responsive ---------- */
@media (max-width: 1320px) {
	.site-nav ul a { padding: 8px 8px; font-size: .93rem; }
	.site-nav { gap: 10px; }
	.brand-text small { display: none; }
	.srv-grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 1240px) {
	.nav-toggle { display: inline-flex; }
	.site-nav {
		position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--line);
		flex-direction: column; align-items: stretch; padding: 12px 20px 20px; gap: 12px;
		box-shadow: 0 20px 30px rgba(0, 0, 0, .08); display: none;
	}
	.nav-open .site-nav { display: flex; }
	.site-nav ul { flex-direction: column; }
	.site-nav ul a { padding: 12px 14px; font-size: 1.05rem; }
	.brand-text small { display: block; }
}
@media (max-width: 1060px) {
	.nav-toggle { display: inline-flex; }
	.site-nav {
		position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--line);
		flex-direction: column; align-items: stretch; padding: 12px 20px 20px; gap: 12px;
		box-shadow: 0 20px 30px rgba(0, 0, 0, .08); display: none;
	}
	.nav-open .site-nav { display: flex; }
	.site-nav ul { flex-direction: column; }
	.site-nav ul a { padding: 12px 14px; font-size: 1.05rem; }
	.hero-in { grid-template-columns: 1fr; gap: 40px; padding: 60px 0 70px; }
	.rate-card { max-width: 520px; }
	.stats-grid { grid-template-columns: repeat(3, 1fr); }
	.cards-4 { grid-template-columns: repeat(2, 1fr); }
	.footer-grid { grid-template-columns: 1fr 1fr; }
	.about-grid, .split, .contact-grid, .two-col { grid-template-columns: 1fr; gap: 32px; }
	.split-art { max-width: 460px; width: 100%; margin-inline: auto; aspect-ratio: 1.4 / 1; }
	.since-badge { width: 44%; }
	.board-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 1060px) {
	.page-head-art { width: 200px; }
	.apply-tabs { grid-template-columns: 1fr; }
	.online-in { grid-template-columns: 1fr; gap: 30px; }
	.online-art { max-width: 460px; }
	.cta-in { grid-template-columns: 1fr auto; }
	.cta-art { display: none; }
}
@media (max-width: 720px) {
	.page-head-in { grid-template-columns: 1fr; }
	.page-head-art { display: none; }
	.fields { grid-template-columns: 1fr; }
	.apply-panel { padding: 22px 18px; }
	.apply-tab small { display: none; }
	.apply-tab { padding: 12px; align-items: center; }
	.steps li { font-size: .8rem; flex-direction: column; gap: 4px; text-align: center; }
	.online-links { grid-template-columns: 1fr; }
	.cta-in { grid-template-columns: 1fr; }
	.with-art .art-card { display: none; }
	body { font-size: 16.5px; }
	.wrap, .wrap.narrow { width: calc(100% - 32px); }
	.hide-sm { display: none !important; }
	.topbar-in { min-height: 40px; }
	.lang-switch a { padding: 3px 9px; }
	.lang-switch > .ic { display: none; }
	.header-in { min-height: 70px; }
	.brand-mark svg { width: 44px; height: 44px; }
	.brand-logo img { height: 50px; }
	.brand-text strong { font-size: 1.15rem; white-space: normal; }
	.brand-text small { display: none; }
	.section { padding: 60px 0; }
	.cta { padding-bottom: 60px; }
	.tint + .cta { padding-top: 60px; }
	.stats-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
	.stat b { font-size: 1.22rem; }
	.cards-4, .cards-3, .board-heads, .footer-grid { grid-template-columns: 1fr; }
	.board-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
	.member-card .avatar { width: 84px; height: 84px; }
	.member-lg .avatar { width: 88px; height: 88px; }
	.srv-grid { grid-template-columns: repeat(2, 1fr); }
	.sec-head { flex-direction: column; align-items: flex-start; gap: 10px; }
	.cta-in { flex-direction: column; align-items: flex-start; padding: 32px 24px; }
	.page-head { padding: 38px 0 42px; }
	.emi-out { grid-template-columns: 1fr 1fr; }
	.emi-out > div:first-child { grid-column: 1 / -1; }
	.panel { padding: 22px; }
	.notice-item { flex-wrap: wrap; }
	.rate-big { font-size: 1.7rem; }
}
@media (max-width: 1060px) and (min-width: 721px) {
	.hide-md { display: none; }
}
@media (prefers-reduced-motion: reduce) {
	* { transition: none !important; scroll-behavior: auto !important; }
}